LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,852
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,252
−HK$406/mo
Today · 4.125%
HK$13,658
baseline
▲ 0.50% · 4.625%
HK$14,489
+HK$831/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,316/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,298
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,681
−HK$389/mo
Today · 4.125%
HK$15,070
baseline
▲ 0.50% · 4.625%
HK$15,865
+HK$795/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,140/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,423
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,902
−HK$488/mo
Today · 4.125%
HK$16,390
baseline
▲ 0.50% · 4.625%
HK$17,387
+HK$997/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,780/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,157
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,618
−HK$466/mo
Today · 4.125%
HK$18,084
baseline
▲ 0.50% · 4.625%
HK$19,038
+HK$954/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,168/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,993
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,553
−HK$568/mo
Today · 4.125%
HK$19,121
baseline
▲ 0.50% · 4.625%
HK$20,285
+HK$1,164/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,242/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,017
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,554
−HK$545/mo
Today · 4.125%
HK$21,099
baseline
▲ 0.50% · 4.625%
HK$22,211
+HK$1,112/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,198/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,134
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,853
−HK$732/mo
Today · 4.125%
HK$24,585
baseline
▲ 0.50% · 4.625%
HK$26,081
+HK$1,496/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$49,170/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,736
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,426
−HK$701/mo
Today · 4.125%
HK$27,127
baseline
▲ 0.50% · 4.625%
HK$28,557
+HK$1,430/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$54,254/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,817 · Scale 2, in force from 26 Feb 2026)