LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,533
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$132,531
−HK$4,063/mo
Today · 4.125%
HK$136,594
baseline
▲ 0.50% · 4.625%
HK$144,905
+HK$8,311/mo
Deposit HK$28.18M · loan HK$28.18M · min. income ≈ HK$273,188/mo (50% DSR)
Upfront cash ≈ HK$30.58M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,992
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,827
−HK$3,890/mo
Today · 4.125%
HK$150,717
baseline
▲ 0.50% · 4.625%
HK$158,662
+HK$7,945/mo
Deposit HK$28.18M · loan HK$28.18M · min. income ≈ HK$301,434/mo (50% DSR)
Upfront cash ≈ HK$30.58M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,240
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$159,038
−HK$4,874/mo
Today · 4.125%
HK$163,912
baseline
▲ 0.50% · 4.625%
HK$173,886
+HK$9,974/mo
Deposit HK$22.55M · loan HK$33.82M · min. income ≈ HK$327,824/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,590
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,192
−HK$4,669/mo
Today · 4.125%
HK$180,861
baseline
▲ 0.50% · 4.625%
HK$190,394
+HK$9,533/mo
Deposit HK$22.55M · loan HK$33.82M · min. income ≈ HK$361,722/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,947
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$185,544
−HK$5,687/mo
Today · 4.125%
HK$191,231
baseline
▲ 0.50% · 4.625%
HK$202,867
+HK$11,636/mo
Deposit HK$16.91M · loan HK$39.46M · min. income ≈ HK$382,462/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,189
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,558
−HK$5,446/mo
Today · 4.125%
HK$211,004
baseline
▲ 0.50% · 4.625%
HK$222,127
+HK$11,123/mo
Deposit HK$16.91M · loan HK$39.46M · min. income ≈ HK$422,008/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,360
−HK$14,508/mo
▼ 0.25% · 3.875%
HK$238,557
−HK$7,311/mo
Today · 4.125%
HK$245,868
baseline
▲ 0.50% · 4.625%
HK$260,829
+HK$14,961/mo
Deposit HK$5.64M · loan HK$50.73M · min. income ≈ HK$491,736/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,386
−HK$13,905/mo
▼ 0.25% · 3.875%
HK$264,289
−HK$7,002/mo
Today · 4.125%
HK$271,291
baseline
▲ 0.50% · 4.625%
HK$285,592
+HK$14,301/mo
Deposit HK$5.64M · loan HK$50.73M · min. income ≈ HK$542,582/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,395,638 · Scale 2, in force from 26 Feb 2026)