LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,539
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,537
−HK$4,062/mo
Today · 4.125%
HK$136,599
baseline
▲ 0.50% · 4.625%
HK$144,911
+HK$8,312/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$273,198/mo (50% DSR)
Upfront cash ≈ HK$30.58M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,998
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$146,833
−HK$3,891/mo
Today · 4.125%
HK$150,724
baseline
▲ 0.50% · 4.625%
HK$158,669
+HK$7,945/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$301,448/mo (50% DSR)
Upfront cash ≈ HK$30.58M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,247
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$159,045
−HK$4,874/mo
Today · 4.125%
HK$163,919
baseline
▲ 0.50% · 4.625%
HK$173,893
+HK$9,974/mo
Deposit HK$22.55M · loan HK$33.82M · min. income ≈ HK$327,838/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,598
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,200
−HK$4,669/mo
Today · 4.125%
HK$180,869
baseline
▲ 0.50% · 4.625%
HK$190,402
+HK$9,533/mo
Deposit HK$22.55M · loan HK$33.82M · min. income ≈ HK$361,738/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,954
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$185,552
−HK$5,687/mo
Today · 4.125%
HK$191,239
baseline
▲ 0.50% · 4.625%
HK$202,875
+HK$11,636/mo
Deposit HK$16.91M · loan HK$39.46M · min. income ≈ HK$382,478/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,197
−HK$10,816/mo
▼ 0.25% · 3.875%
HK$205,567
−HK$5,446/mo
Today · 4.125%
HK$211,013
baseline
▲ 0.50% · 4.625%
HK$222,136
+HK$11,123/mo
Deposit HK$16.91M · loan HK$39.46M · min. income ≈ HK$422,026/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,370
−HK$14,509/mo
▼ 0.25% · 3.875%
HK$238,567
−HK$7,312/mo
Today · 4.125%
HK$245,879
baseline
▲ 0.50% · 4.625%
HK$260,840
+HK$14,961/mo
Deposit HK$5.64M · loan HK$50.73M · min. income ≈ HK$491,758/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,397
−HK$13,906/mo
▼ 0.25% · 3.875%
HK$264,300
−HK$7,003/mo
Today · 4.125%
HK$271,303
baseline
▲ 0.50% · 4.625%
HK$285,604
+HK$14,301/mo
Deposit HK$5.64M · loan HK$50.73M · min. income ≈ HK$542,606/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,395,739 · Scale 2, in force from 26 Feb 2026)