LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,558
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,557
−HK$4,063/mo
Today · 4.125%
HK$136,620
baseline
▲ 0.50% · 4.625%
HK$144,933
+HK$8,313/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$273,240/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,020
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,855
−HK$3,892/mo
Today · 4.125%
HK$150,747
baseline
▲ 0.50% · 4.625%
HK$158,693
+HK$7,946/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$301,494/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,270
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$159,069
−HK$4,875/mo
Today · 4.125%
HK$163,944
baseline
▲ 0.50% · 4.625%
HK$173,920
+HK$9,976/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$327,888/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,624
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$176,227
−HK$4,669/mo
Today · 4.125%
HK$180,896
baseline
▲ 0.50% · 4.625%
HK$190,431
+HK$9,535/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$361,792/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,981
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$185,580
−HK$5,688/mo
Today · 4.125%
HK$191,268
baseline
▲ 0.50% · 4.625%
HK$202,906
+HK$11,638/mo
Deposit HK$16.91M · loan HK$39.47M · min. income ≈ HK$382,536/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,228
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$205,598
−HK$5,447/mo
Today · 4.125%
HK$211,045
baseline
▲ 0.50% · 4.625%
HK$222,170
+HK$11,125/mo
Deposit HK$16.91M · loan HK$39.47M · min. income ≈ HK$422,090/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,405
−HK$14,511/mo
▼ 0.25% · 3.875%
HK$238,603
−HK$7,313/mo
Today · 4.125%
HK$245,916
baseline
▲ 0.50% · 4.625%
HK$260,879
+HK$14,963/mo
Deposit HK$5.64M · loan HK$50.74M · min. income ≈ HK$491,832/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,435
−HK$13,909/mo
▼ 0.25% · 3.875%
HK$264,340
−HK$7,004/mo
Today · 4.125%
HK$271,344
baseline
▲ 0.50% · 4.625%
HK$285,647
+HK$14,303/mo
Deposit HK$5.64M · loan HK$50.74M · min. income ≈ HK$542,688/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,101 · Scale 2, in force from 26 Feb 2026)