LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,856
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,256
−HK$406/mo
Today · 4.125%
HK$13,662
baseline
▲ 0.50% · 4.625%
HK$14,494
+HK$832/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,324/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,302
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,686
−HK$389/mo
Today · 4.125%
HK$15,075
baseline
▲ 0.50% · 4.625%
HK$15,870
+HK$795/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,150/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,428
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,907
−HK$488/mo
Today · 4.125%
HK$16,395
baseline
▲ 0.50% · 4.625%
HK$17,393
+HK$998/mo
Deposit HK$2.26M · loan HK$3.38M · min. income ≈ HK$32,790/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,163
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,623
−HK$467/mo
Today · 4.125%
HK$18,090
baseline
▲ 0.50% · 4.625%
HK$19,044
+HK$954/mo
Deposit HK$2.26M · loan HK$3.38M · min. income ≈ HK$36,180/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,999
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,559
−HK$568/mo
Today · 4.125%
HK$19,127
baseline
▲ 0.50% · 4.625%
HK$20,291
+HK$1,164/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,254/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,023
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,561
−HK$544/mo
Today · 4.125%
HK$21,105
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,113/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,210/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,141
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$731/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$26,089
+HK$1,497/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,744
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$700/mo
Today · 4.125%
HK$27,135
baseline
▲ 0.50% · 4.625%
HK$28,566
+HK$1,431/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$54,270/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,857 · Scale 2, in force from 26 Feb 2026)