LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,568
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,567
−HK$4,063/mo
Today · 4.125%
HK$136,630
baseline
▲ 0.50% · 4.625%
HK$144,944
+HK$8,314/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$273,260/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,030
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,866
−HK$3,892/mo
Today · 4.125%
HK$150,758
baseline
▲ 0.50% · 4.625%
HK$158,705
+HK$7,947/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$301,516/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,281
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$159,080
−HK$4,876/mo
Today · 4.125%
HK$163,956
baseline
▲ 0.50% · 4.625%
HK$173,933
+HK$9,977/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$327,912/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,637
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$176,240
−HK$4,670/mo
Today · 4.125%
HK$180,910
baseline
▲ 0.50% · 4.625%
HK$190,446
+HK$9,536/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$361,820/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,995
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$185,594
−HK$5,688/mo
Today · 4.125%
HK$191,282
baseline
▲ 0.50% · 4.625%
HK$202,921
+HK$11,639/mo
Deposit HK$16.91M · loan HK$39.47M · min. income ≈ HK$382,564/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,243
−HK$10,818/mo
▼ 0.25% · 3.875%
HK$205,613
−HK$5,448/mo
Today · 4.125%
HK$211,061
baseline
▲ 0.50% · 4.625%
HK$222,186
+HK$11,125/mo
Deposit HK$16.91M · loan HK$39.47M · min. income ≈ HK$422,122/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,422
−HK$14,512/mo
▼ 0.25% · 3.875%
HK$238,621
−HK$7,313/mo
Today · 4.125%
HK$245,934
baseline
▲ 0.50% · 4.625%
HK$260,899
+HK$14,965/mo
Deposit HK$5.64M · loan HK$50.74M · min. income ≈ HK$491,868/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,455
−HK$13,909/mo
▼ 0.25% · 3.875%
HK$264,360
−HK$7,004/mo
Today · 4.125%
HK$271,364
baseline
▲ 0.50% · 4.625%
HK$285,668
+HK$14,304/mo
Deposit HK$5.64M · loan HK$50.74M · min. income ≈ HK$542,728/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,281 · Scale 2, in force from 26 Feb 2026)