LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,569
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,568
−HK$4,063/mo
Today · 4.125%
HK$136,631
baseline
▲ 0.50% · 4.625%
HK$144,945
+HK$8,314/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$273,262/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,032
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,868
−HK$3,891/mo
Today · 4.125%
HK$150,759
baseline
▲ 0.50% · 4.625%
HK$158,706
+HK$7,947/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$301,518/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,283
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$159,082
−HK$4,876/mo
Today · 4.125%
HK$163,958
baseline
▲ 0.50% · 4.625%
HK$173,934
+HK$9,976/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$327,916/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,638
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$176,241
−HK$4,670/mo
Today · 4.125%
HK$180,911
baseline
▲ 0.50% · 4.625%
HK$190,447
+HK$9,536/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$361,822/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,997
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$185,595
−HK$5,689/mo
Today · 4.125%
HK$191,284
baseline
▲ 0.50% · 4.625%
HK$202,923
+HK$11,639/mo
Deposit HK$16.92M · loan HK$39.47M · min. income ≈ HK$382,568/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,244
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$205,615
−HK$5,448/mo
Today · 4.125%
HK$211,063
baseline
▲ 0.50% · 4.625%
HK$222,188
+HK$11,125/mo
Deposit HK$16.92M · loan HK$39.47M · min. income ≈ HK$422,126/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,424
−HK$14,513/mo
▼ 0.25% · 3.875%
HK$238,623
−HK$7,314/mo
Today · 4.125%
HK$245,937
baseline
▲ 0.50% · 4.625%
HK$260,901
+HK$14,964/mo
Deposit HK$5.64M · loan HK$50.75M · min. income ≈ HK$491,874/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,457
−HK$13,910/mo
▼ 0.25% · 3.875%
HK$264,362
−HK$7,005/mo
Today · 4.125%
HK$271,367
baseline
▲ 0.50% · 4.625%
HK$285,671
+HK$14,304/mo
Deposit HK$5.64M · loan HK$50.75M · min. income ≈ HK$542,734/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,302 · Scale 2, in force from 26 Feb 2026)