LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,573
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,572
−HK$4,063/mo
Today · 4.125%
HK$136,635
baseline
▲ 0.50% · 4.625%
HK$144,949
+HK$8,314/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$273,270/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,036
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,872
−HK$3,892/mo
Today · 4.125%
HK$150,764
baseline
▲ 0.50% · 4.625%
HK$158,710
+HK$7,946/mo
Deposit HK$28.19M · loan HK$28.19M · min. income ≈ HK$301,528/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,287
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$159,086
−HK$4,876/mo
Today · 4.125%
HK$163,962
baseline
▲ 0.50% · 4.625%
HK$173,939
+HK$9,977/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$327,924/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,643
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$176,246
−HK$4,670/mo
Today · 4.125%
HK$180,916
baseline
▲ 0.50% · 4.625%
HK$190,453
+HK$9,537/mo
Deposit HK$22.55M · loan HK$33.83M · min. income ≈ HK$361,832/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,002
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$185,601
−HK$5,688/mo
Today · 4.125%
HK$191,289
baseline
▲ 0.50% · 4.625%
HK$202,929
+HK$11,640/mo
Deposit HK$16.92M · loan HK$39.47M · min. income ≈ HK$382,578/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,250
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$205,621
−HK$5,448/mo
Today · 4.125%
HK$211,069
baseline
▲ 0.50% · 4.625%
HK$222,195
+HK$11,126/mo
Deposit HK$16.92M · loan HK$39.47M · min. income ≈ HK$422,138/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,431
−HK$14,512/mo
▼ 0.25% · 3.875%
HK$238,630
−HK$7,313/mo
Today · 4.125%
HK$245,943
baseline
▲ 0.50% · 4.625%
HK$260,909
+HK$14,966/mo
Deposit HK$5.64M · loan HK$50.75M · min. income ≈ HK$491,886/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,464
−HK$13,910/mo
▼ 0.25% · 3.875%
HK$264,369
−HK$7,005/mo
Today · 4.125%
HK$271,374
baseline
▲ 0.50% · 4.625%
HK$285,679
+HK$14,305/mo
Deposit HK$5.64M · loan HK$50.75M · min. income ≈ HK$542,748/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,396,370 · Scale 2, in force from 26 Feb 2026)