LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,586
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$132,585
−HK$4,064/mo
Today · 4.125%
HK$136,649
baseline
▲ 0.50% · 4.625%
HK$144,964
+HK$8,315/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,298/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,050
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,887
−HK$3,892/mo
Today · 4.125%
HK$150,779
baseline
▲ 0.50% · 4.625%
HK$158,726
+HK$7,947/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,558/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,303
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$159,102
−HK$4,877/mo
Today · 4.125%
HK$163,979
baseline
▲ 0.50% · 4.625%
HK$173,956
+HK$9,977/mo
Deposit HK$22.56M · loan HK$33.83M · min. income ≈ HK$327,958/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,660
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$176,264
−HK$4,670/mo
Today · 4.125%
HK$180,934
baseline
▲ 0.50% · 4.625%
HK$190,472
+HK$9,538/mo
Deposit HK$22.56M · loan HK$33.83M · min. income ≈ HK$361,868/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,020
−HK$11,289/mo
▼ 0.25% · 3.875%
HK$185,619
−HK$5,690/mo
Today · 4.125%
HK$191,309
baseline
▲ 0.50% · 4.625%
HK$202,949
+HK$11,640/mo
Deposit HK$16.92M · loan HK$39.47M · min. income ≈ HK$382,618/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,270
−HK$10,820/mo
▼ 0.25% · 3.875%
HK$205,641
−HK$5,449/mo
Today · 4.125%
HK$211,090
baseline
▲ 0.50% · 4.625%
HK$222,217
+HK$11,127/mo
Deposit HK$16.92M · loan HK$39.47M · min. income ≈ HK$422,180/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,454
−HK$14,514/mo
▼ 0.25% · 3.875%
HK$238,654
−HK$7,314/mo
Today · 4.125%
HK$245,968
baseline
▲ 0.50% · 4.625%
HK$260,935
+HK$14,967/mo
Deposit HK$5.64M · loan HK$50.75M · min. income ≈ HK$491,936/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,490
−HK$13,912/mo
▼ 0.25% · 3.875%
HK$264,396
−HK$7,006/mo
Today · 4.125%
HK$271,402
baseline
▲ 0.50% · 4.625%
HK$285,708
+HK$14,306/mo
Deposit HK$5.64M · loan HK$50.75M · min. income ≈ HK$542,804/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,610 · Scale 2, in force from 26 Feb 2026)