LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,860
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,260
−HK$406/mo
Today · 4.125%
HK$13,666
baseline
▲ 0.50% · 4.625%
HK$14,497
+HK$831/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,332/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,306
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,690
−HK$389/mo
Today · 4.125%
HK$15,079
baseline
▲ 0.50% · 4.625%
HK$15,874
+HK$795/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,158/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,431
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,911
−HK$488/mo
Today · 4.125%
HK$16,399
baseline
▲ 0.50% · 4.625%
HK$17,397
+HK$998/mo
Deposit HK$2.26M · loan HK$3.38M · min. income ≈ HK$32,798/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,167
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,628
−HK$467/mo
Today · 4.125%
HK$18,095
baseline
▲ 0.50% · 4.625%
HK$19,049
+HK$954/mo
Deposit HK$2.26M · loan HK$3.38M · min. income ≈ HK$36,190/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,003
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,563
−HK$569/mo
Today · 4.125%
HK$19,132
baseline
▲ 0.50% · 4.625%
HK$20,296
+HK$1,164/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,264/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,029
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,566
−HK$545/mo
Today · 4.125%
HK$21,111
baseline
▲ 0.50% · 4.625%
HK$22,223
+HK$1,112/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,222/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,147
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$732/mo
Today · 4.125%
HK$24,599
baseline
▲ 0.50% · 4.625%
HK$26,095
+HK$1,496/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,198/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,442
−HK$700/mo
Today · 4.125%
HK$27,142
baseline
▲ 0.50% · 4.625%
HK$28,573
+HK$1,431/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$54,284/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,889 · Scale 2, in force from 26 Feb 2026)