LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,596
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,596
−HK$4,064/mo
Today · 4.125%
HK$136,660
baseline
▲ 0.50% · 4.625%
HK$144,975
+HK$8,315/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,320/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,061
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,898
−HK$3,893/mo
Today · 4.125%
HK$150,791
baseline
▲ 0.50% · 4.625%
HK$158,739
+HK$7,948/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,582/mo (50% DSR)
Upfront cash ≈ HK$30.59M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,315
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$159,115
−HK$4,877/mo
Today · 4.125%
HK$163,992
baseline
▲ 0.50% · 4.625%
HK$173,970
+HK$9,978/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$327,984/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,674
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$176,278
−HK$4,671/mo
Today · 4.125%
HK$180,949
baseline
▲ 0.50% · 4.625%
HK$190,487
+HK$9,538/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,898/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,034
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$185,634
−HK$5,690/mo
Today · 4.125%
HK$191,324
baseline
▲ 0.50% · 4.625%
HK$202,965
+HK$11,641/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,648/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,286
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$205,658
−HK$5,449/mo
Today · 4.125%
HK$211,107
baseline
▲ 0.50% · 4.625%
HK$222,235
+HK$11,128/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,214/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,472
−HK$14,516/mo
▼ 0.25% · 3.875%
HK$238,672
−HK$7,316/mo
Today · 4.125%
HK$245,988
baseline
▲ 0.50% · 4.625%
HK$260,955
+HK$14,967/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$491,976/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,511
−HK$13,912/mo
▼ 0.25% · 3.875%
HK$264,417
−HK$7,006/mo
Today · 4.125%
HK$271,423
baseline
▲ 0.50% · 4.625%
HK$285,730
+HK$14,307/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,846/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,801 · Scale 2, in force from 26 Feb 2026)