LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,599
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,599
−HK$4,064/mo
Today · 4.125%
HK$136,663
baseline
▲ 0.50% · 4.625%
HK$144,979
+HK$8,316/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,326/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,065
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,902
−HK$3,892/mo
Today · 4.125%
HK$150,794
baseline
▲ 0.50% · 4.625%
HK$158,743
+HK$7,949/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,588/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,319
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$159,119
−HK$4,877/mo
Today · 4.125%
HK$163,996
baseline
▲ 0.50% · 4.625%
HK$173,975
+HK$9,979/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$327,992/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,678
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$176,282
−HK$4,671/mo
Today · 4.125%
HK$180,953
baseline
▲ 0.50% · 4.625%
HK$190,492
+HK$9,539/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,906/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,039
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$185,639
−HK$5,690/mo
Today · 4.125%
HK$191,329
baseline
▲ 0.50% · 4.625%
HK$202,971
+HK$11,642/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,658/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,291
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$205,663
−HK$5,449/mo
Today · 4.125%
HK$211,112
baseline
▲ 0.50% · 4.625%
HK$222,240
+HK$11,128/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,224/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,478
−HK$14,516/mo
▼ 0.25% · 3.875%
HK$238,679
−HK$7,315/mo
Today · 4.125%
HK$245,994
baseline
▲ 0.50% · 4.625%
HK$260,962
+HK$14,968/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$491,988/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,517
−HK$13,913/mo
▼ 0.25% · 3.875%
HK$264,424
−HK$7,006/mo
Today · 4.125%
HK$271,430
baseline
▲ 0.50% · 4.625%
HK$285,738
+HK$14,308/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,860/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,862 · Scale 2, in force from 26 Feb 2026)