LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,602
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,602
−HK$4,065/mo
Today · 4.125%
HK$136,667
baseline
▲ 0.50% · 4.625%
HK$144,982
+HK$8,315/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,334/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,069
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,906
−HK$3,892/mo
Today · 4.125%
HK$150,798
baseline
▲ 0.50% · 4.625%
HK$158,747
+HK$7,949/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,596/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,323
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$159,123
−HK$4,877/mo
Today · 4.125%
HK$164,000
baseline
▲ 0.50% · 4.625%
HK$173,979
+HK$9,979/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$328,000/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,682
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$176,287
−HK$4,671/mo
Today · 4.125%
HK$180,958
baseline
▲ 0.50% · 4.625%
HK$190,496
+HK$9,538/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,916/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,043
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$185,643
−HK$5,690/mo
Today · 4.125%
HK$191,333
baseline
▲ 0.50% · 4.625%
HK$202,975
+HK$11,642/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,666/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,296
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$205,668
−HK$5,449/mo
Today · 4.125%
HK$211,117
baseline
▲ 0.50% · 4.625%
HK$222,246
+HK$11,129/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,234/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,484
−HK$14,516/mo
▼ 0.25% · 3.875%
HK$238,684
−HK$7,316/mo
Today · 4.125%
HK$246,000
baseline
▲ 0.50% · 4.625%
HK$260,968
+HK$14,968/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$492,000/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,523
−HK$13,914/mo
▼ 0.25% · 3.875%
HK$264,430
−HK$7,007/mo
Today · 4.125%
HK$271,437
baseline
▲ 0.50% · 4.625%
HK$285,744
+HK$14,307/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,874/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,919 · Scale 2, in force from 26 Feb 2026)