LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,605
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,605
−HK$4,064/mo
Today · 4.125%
HK$136,669
baseline
▲ 0.50% · 4.625%
HK$144,985
+HK$8,316/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,338/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,071
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,908
−HK$3,893/mo
Today · 4.125%
HK$150,801
baseline
▲ 0.50% · 4.625%
HK$158,750
+HK$7,949/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,602/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,325
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$159,126
−HK$4,877/mo
Today · 4.125%
HK$164,003
baseline
▲ 0.50% · 4.625%
HK$173,982
+HK$9,979/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$328,006/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,686
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$176,290
−HK$4,671/mo
Today · 4.125%
HK$180,961
baseline
▲ 0.50% · 4.625%
HK$190,500
+HK$9,539/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,922/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,046
−HK$11,291/mo
▼ 0.25% · 3.875%
HK$185,647
−HK$5,690/mo
Today · 4.125%
HK$191,337
baseline
▲ 0.50% · 4.625%
HK$202,979
+HK$11,642/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,674/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,300
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$205,672
−HK$5,449/mo
Today · 4.125%
HK$211,121
baseline
▲ 0.50% · 4.625%
HK$222,250
+HK$11,129/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,242/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,488
−HK$14,517/mo
▼ 0.25% · 3.875%
HK$238,689
−HK$7,316/mo
Today · 4.125%
HK$246,005
baseline
▲ 0.50% · 4.625%
HK$260,973
+HK$14,968/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$492,010/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,528
−HK$13,914/mo
▼ 0.25% · 3.875%
HK$264,435
−HK$7,007/mo
Today · 4.125%
HK$271,442
baseline
▲ 0.50% · 4.625%
HK$285,750
+HK$14,308/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,884/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,396,965 · Scale 2, in force from 26 Feb 2026)