LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,607
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,607
−HK$4,065/mo
Today · 4.125%
HK$136,672
baseline
▲ 0.50% · 4.625%
HK$144,988
+HK$8,316/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,344/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,074
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,911
−HK$3,893/mo
Today · 4.125%
HK$150,804
baseline
▲ 0.50% · 4.625%
HK$158,753
+HK$7,949/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,608/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,328
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$159,129
−HK$4,877/mo
Today · 4.125%
HK$164,006
baseline
▲ 0.50% · 4.625%
HK$173,985
+HK$9,979/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$328,012/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,689
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$176,293
−HK$4,671/mo
Today · 4.125%
HK$180,964
baseline
▲ 0.50% · 4.625%
HK$190,503
+HK$9,539/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,928/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,050
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$185,650
−HK$5,690/mo
Today · 4.125%
HK$191,340
baseline
▲ 0.50% · 4.625%
HK$202,983
+HK$11,643/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,680/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,303
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$205,675
−HK$5,450/mo
Today · 4.125%
HK$211,125
baseline
▲ 0.50% · 4.625%
HK$222,254
+HK$11,129/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,250/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,492
−HK$14,517/mo
▼ 0.25% · 3.875%
HK$238,693
−HK$7,316/mo
Today · 4.125%
HK$246,009
baseline
▲ 0.50% · 4.625%
HK$260,978
+HK$14,969/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$492,018/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,533
−HK$13,914/mo
▼ 0.25% · 3.875%
HK$264,440
−HK$7,007/mo
Today · 4.125%
HK$271,447
baseline
▲ 0.50% · 4.625%
HK$285,755
+HK$14,308/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,894/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,008 · Scale 2, in force from 26 Feb 2026)