LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,609
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,609
−HK$4,065/mo
Today · 4.125%
HK$136,674
baseline
▲ 0.50% · 4.625%
HK$144,990
+HK$8,316/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,348/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,076
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,913
−HK$3,893/mo
Today · 4.125%
HK$150,806
baseline
▲ 0.50% · 4.625%
HK$158,755
+HK$7,949/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,612/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,331
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$159,131
−HK$4,877/mo
Today · 4.125%
HK$164,008
baseline
▲ 0.50% · 4.625%
HK$173,988
+HK$9,980/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$328,016/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,691
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$176,296
−HK$4,671/mo
Today · 4.125%
HK$180,967
baseline
▲ 0.50% · 4.625%
HK$190,506
+HK$9,539/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,934/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,052
−HK$11,291/mo
▼ 0.25% · 3.875%
HK$185,653
−HK$5,690/mo
Today · 4.125%
HK$191,343
baseline
▲ 0.50% · 4.625%
HK$202,986
+HK$11,643/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,686/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,306
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$205,678
−HK$5,450/mo
Today · 4.125%
HK$211,128
baseline
▲ 0.50% · 4.625%
HK$222,257
+HK$11,129/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,256/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,496
−HK$14,517/mo
▼ 0.25% · 3.875%
HK$238,697
−HK$7,316/mo
Today · 4.125%
HK$246,013
baseline
▲ 0.50% · 4.625%
HK$260,982
+HK$14,969/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$492,026/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,537
−HK$13,914/mo
▼ 0.25% · 3.875%
HK$264,444
−HK$7,007/mo
Today · 4.125%
HK$271,451
baseline
▲ 0.50% · 4.625%
HK$285,759
+HK$14,308/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,902/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,043 · Scale 2, in force from 26 Feb 2026)