LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,616
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,617
−HK$4,064/mo
Today · 4.125%
HK$136,681
baseline
▲ 0.50% · 4.625%
HK$144,998
+HK$8,317/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,362/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,084
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,921
−HK$3,893/mo
Today · 4.125%
HK$150,814
baseline
▲ 0.50% · 4.625%
HK$158,764
+HK$7,950/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,628/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,339
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$159,140
−HK$4,878/mo
Today · 4.125%
HK$164,018
baseline
▲ 0.50% · 4.625%
HK$173,998
+HK$9,980/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$328,036/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,701
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$176,306
−HK$4,671/mo
Today · 4.125%
HK$180,977
baseline
▲ 0.50% · 4.625%
HK$190,517
+HK$9,540/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,954/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,062
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$185,663
−HK$5,691/mo
Today · 4.125%
HK$191,354
baseline
▲ 0.50% · 4.625%
HK$202,997
+HK$11,643/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,708/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,318
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$205,690
−HK$5,450/mo
Today · 4.125%
HK$211,140
baseline
▲ 0.50% · 4.625%
HK$222,270
+HK$11,130/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,280/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,509
−HK$14,517/mo
▼ 0.25% · 3.875%
HK$238,710
−HK$7,316/mo
Today · 4.125%
HK$246,026
baseline
▲ 0.50% · 4.625%
HK$260,996
+HK$14,970/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$492,052/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,551
−HK$13,915/mo
▼ 0.25% · 3.875%
HK$264,458
−HK$7,008/mo
Today · 4.125%
HK$271,466
baseline
▲ 0.50% · 4.625%
HK$285,775
+HK$14,309/mo
Deposit HK$5.64M · loan HK$50.76M · min. income ≈ HK$542,932/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,177 · Scale 2, in force from 26 Feb 2026)