LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,620
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$132,621
−HK$4,065/mo
Today · 4.125%
HK$136,686
baseline
▲ 0.50% · 4.625%
HK$145,002
+HK$8,316/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,372/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,088
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$146,926
−HK$3,893/mo
Today · 4.125%
HK$150,819
baseline
▲ 0.50% · 4.625%
HK$158,769
+HK$7,950/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,638/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,344
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$159,145
−HK$4,878/mo
Today · 4.125%
HK$164,023
baseline
▲ 0.50% · 4.625%
HK$174,003
+HK$9,980/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$328,046/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,706
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$176,311
−HK$4,672/mo
Today · 4.125%
HK$180,983
baseline
▲ 0.50% · 4.625%
HK$190,523
+HK$9,540/mo
Deposit HK$22.56M · loan HK$33.84M · min. income ≈ HK$361,966/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,068
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$185,669
−HK$5,691/mo
Today · 4.125%
HK$191,360
baseline
▲ 0.50% · 4.625%
HK$203,003
+HK$11,643/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$382,720/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,324
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$205,696
−HK$5,451/mo
Today · 4.125%
HK$211,147
baseline
▲ 0.50% · 4.625%
HK$222,276
+HK$11,129/mo
Deposit HK$16.92M · loan HK$39.48M · min. income ≈ HK$422,294/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,516
−HK$14,518/mo
▼ 0.25% · 3.875%
HK$238,717
−HK$7,317/mo
Today · 4.125%
HK$246,034
baseline
▲ 0.50% · 4.625%
HK$261,004
+HK$14,970/mo
Deposit HK$5.64M · loan HK$50.77M · min. income ≈ HK$492,068/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,559
−HK$13,915/mo
▼ 0.25% · 3.875%
HK$264,467
−HK$7,007/mo
Today · 4.125%
HK$271,474
baseline
▲ 0.50% · 4.625%
HK$285,784
+HK$14,310/mo
Deposit HK$5.64M · loan HK$50.77M · min. income ≈ HK$542,948/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,251 · Scale 2, in force from 26 Feb 2026)