LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,862
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,263
−HK$406/mo
Today · 4.125%
HK$13,669
baseline
▲ 0.50% · 4.625%
HK$14,501
+HK$832/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,338/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,309
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,693
−HK$389/mo
Today · 4.125%
HK$15,082
baseline
▲ 0.50% · 4.625%
HK$15,878
+HK$796/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,164/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,435
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,915
−HK$488/mo
Today · 4.125%
HK$16,403
baseline
▲ 0.50% · 4.625%
HK$17,401
+HK$998/mo
Deposit HK$2.26M · loan HK$3.38M · min. income ≈ HK$32,806/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,171
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,632
−HK$467/mo
Today · 4.125%
HK$18,099
baseline
▲ 0.50% · 4.625%
HK$19,053
+HK$954/mo
Deposit HK$2.26M · loan HK$3.38M · min. income ≈ HK$36,198/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,007
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,568
−HK$569/mo
Today · 4.125%
HK$19,137
baseline
▲ 0.50% · 4.625%
HK$20,301
+HK$1,164/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,274/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,033
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,570
−HK$545/mo
Today · 4.125%
HK$21,115
baseline
▲ 0.50% · 4.625%
HK$22,229
+HK$1,114/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,230/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,152
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,873
−HK$731/mo
Today · 4.125%
HK$24,604
baseline
▲ 0.50% · 4.625%
HK$26,101
+HK$1,497/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,208/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,757
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,448
−HK$700/mo
Today · 4.125%
HK$27,148
baseline
▲ 0.50% · 4.625%
HK$28,580
+HK$1,432/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$54,296/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,919 · Scale 2, in force from 26 Feb 2026)