LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,628
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$132,629
−HK$4,065/mo
Today · 4.125%
HK$136,694
baseline
▲ 0.50% · 4.625%
HK$145,011
+HK$8,317/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$273,388/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,097
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$146,935
−HK$3,893/mo
Today · 4.125%
HK$150,828
baseline
▲ 0.50% · 4.625%
HK$158,778
+HK$7,950/mo
Deposit HK$28.20M · loan HK$28.20M · min. income ≈ HK$301,656/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,353
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$159,154
−HK$4,878/mo
Today · 4.125%
HK$164,032
baseline
▲ 0.50% · 4.625%
HK$174,013
+HK$9,981/mo
Deposit HK$22.56M · loan HK$33.85M · min. income ≈ HK$328,064/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,716
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$176,322
−HK$4,671/mo
Today · 4.125%
HK$180,993
baseline
▲ 0.50% · 4.625%
HK$190,534
+HK$9,541/mo
Deposit HK$22.56M · loan HK$33.85M · min. income ≈ HK$361,986/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,079
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$185,680
−HK$5,691/mo
Today · 4.125%
HK$191,371
baseline
▲ 0.50% · 4.625%
HK$203,016
+HK$11,645/mo
Deposit HK$16.92M · loan HK$39.49M · min. income ≈ HK$382,742/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,336
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$205,708
−HK$5,451/mo
Today · 4.125%
HK$211,159
baseline
▲ 0.50% · 4.625%
HK$222,290
+HK$11,131/mo
Deposit HK$16.92M · loan HK$39.49M · min. income ≈ HK$422,318/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,530
−HK$14,518/mo
▼ 0.25% · 3.875%
HK$238,731
−HK$7,317/mo
Today · 4.125%
HK$246,048
baseline
▲ 0.50% · 4.625%
HK$261,020
+HK$14,972/mo
Deposit HK$5.64M · loan HK$50.77M · min. income ≈ HK$492,096/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,574
−HK$13,916/mo
▼ 0.25% · 3.875%
HK$264,482
−HK$7,008/mo
Today · 4.125%
HK$271,490
baseline
▲ 0.50% · 4.625%
HK$285,801
+HK$14,311/mo
Deposit HK$5.64M · loan HK$50.77M · min. income ≈ HK$542,980/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,393 · Scale 2, in force from 26 Feb 2026)