LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,639
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$132,640
−HK$4,066/mo
Today · 4.125%
HK$136,706
baseline
▲ 0.50% · 4.625%
HK$145,024
+HK$8,318/mo
Deposit HK$28.21M · loan HK$28.21M · min. income ≈ HK$273,412/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,110
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$146,948
−HK$3,893/mo
Today · 4.125%
HK$150,841
baseline
▲ 0.50% · 4.625%
HK$158,792
+HK$7,951/mo
Deposit HK$28.21M · loan HK$28.21M · min. income ≈ HK$301,682/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,367
−HK$9,680/mo
▼ 0.25% · 3.875%
HK$159,169
−HK$4,878/mo
Today · 4.125%
HK$164,047
baseline
▲ 0.50% · 4.625%
HK$174,029
+HK$9,982/mo
Deposit HK$22.57M · loan HK$33.85M · min. income ≈ HK$328,094/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,732
−HK$9,278/mo
▼ 0.25% · 3.875%
HK$176,337
−HK$4,673/mo
Today · 4.125%
HK$181,010
baseline
▲ 0.50% · 4.625%
HK$190,551
+HK$9,541/mo
Deposit HK$22.57M · loan HK$33.85M · min. income ≈ HK$362,020/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,095
−HK$11,293/mo
▼ 0.25% · 3.875%
HK$185,697
−HK$5,691/mo
Today · 4.125%
HK$191,388
baseline
▲ 0.50% · 4.625%
HK$203,034
+HK$11,646/mo
Deposit HK$16.92M · loan HK$39.49M · min. income ≈ HK$382,776/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,353
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$205,727
−HK$5,451/mo
Today · 4.125%
HK$211,178
baseline
▲ 0.50% · 4.625%
HK$222,309
+HK$11,131/mo
Deposit HK$16.92M · loan HK$39.49M · min. income ≈ HK$422,356/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,550
−HK$14,521/mo
▼ 0.25% · 3.875%
HK$238,753
−HK$7,318/mo
Today · 4.125%
HK$246,071
baseline
▲ 0.50% · 4.625%
HK$261,043
+HK$14,972/mo
Deposit HK$5.64M · loan HK$50.77M · min. income ≈ HK$492,142/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,597
−HK$13,918/mo
▼ 0.25% · 3.875%
HK$264,506
−HK$7,009/mo
Today · 4.125%
HK$271,515
baseline
▲ 0.50% · 4.625%
HK$285,826
+HK$14,311/mo
Deposit HK$5.64M · loan HK$50.77M · min. income ≈ HK$543,030/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,608 · Scale 2, in force from 26 Feb 2026)