LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,650
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$132,651
−HK$4,066/mo
Today · 4.125%
HK$136,717
baseline
▲ 0.50% · 4.625%
HK$145,036
+HK$8,319/mo
Deposit HK$28.21M · loan HK$28.21M · min. income ≈ HK$273,434/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,122
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$146,960
−HK$3,894/mo
Today · 4.125%
HK$150,854
baseline
▲ 0.50% · 4.625%
HK$158,806
+HK$7,952/mo
Deposit HK$28.21M · loan HK$28.21M · min. income ≈ HK$301,708/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,380
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$159,182
−HK$4,879/mo
Today · 4.125%
HK$164,061
baseline
▲ 0.50% · 4.625%
HK$174,043
+HK$9,982/mo
Deposit HK$22.57M · loan HK$33.85M · min. income ≈ HK$328,122/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,746
−HK$9,279/mo
▼ 0.25% · 3.875%
HK$176,352
−HK$4,673/mo
Today · 4.125%
HK$181,025
baseline
▲ 0.50% · 4.625%
HK$190,567
+HK$9,542/mo
Deposit HK$22.57M · loan HK$33.85M · min. income ≈ HK$362,050/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,110
−HK$11,294/mo
▼ 0.25% · 3.875%
HK$185,712
−HK$5,692/mo
Today · 4.125%
HK$191,404
baseline
▲ 0.50% · 4.625%
HK$203,051
+HK$11,647/mo
Deposit HK$16.93M · loan HK$39.49M · min. income ≈ HK$382,808/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,370
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$205,744
−HK$5,452/mo
Today · 4.125%
HK$211,196
baseline
▲ 0.50% · 4.625%
HK$222,328
+HK$11,132/mo
Deposit HK$16.93M · loan HK$39.49M · min. income ≈ HK$422,392/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,570
−HK$14,521/mo
▼ 0.25% · 3.875%
HK$238,773
−HK$7,318/mo
Today · 4.125%
HK$246,091
baseline
▲ 0.50% · 4.625%
HK$261,065
+HK$14,974/mo
Deposit HK$5.64M · loan HK$50.78M · min. income ≈ HK$492,182/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,619
−HK$13,918/mo
▼ 0.25% · 3.875%
HK$264,528
−HK$7,009/mo
Today · 4.125%
HK$271,537
baseline
▲ 0.50% · 4.625%
HK$285,850
+HK$14,313/mo
Deposit HK$5.64M · loan HK$50.78M · min. income ≈ HK$543,074/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,807 · Scale 2, in force from 26 Feb 2026)