LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,655
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,657
−HK$4,066/mo
Today · 4.125%
HK$136,723
baseline
▲ 0.50% · 4.625%
HK$145,043
+HK$8,320/mo
Deposit HK$28.21M · loan HK$28.21M · min. income ≈ HK$273,446/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,128
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$146,967
−HK$3,894/mo
Today · 4.125%
HK$150,861
baseline
▲ 0.50% · 4.625%
HK$158,813
+HK$7,952/mo
Deposit HK$28.21M · loan HK$28.21M · min. income ≈ HK$301,722/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,387
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$159,189
−HK$4,879/mo
Today · 4.125%
HK$164,068
baseline
▲ 0.50% · 4.625%
HK$174,051
+HK$9,983/mo
Deposit HK$22.57M · loan HK$33.85M · min. income ≈ HK$328,136/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,754
−HK$9,279/mo
▼ 0.25% · 3.875%
HK$176,360
−HK$4,673/mo
Today · 4.125%
HK$181,033
baseline
▲ 0.50% · 4.625%
HK$190,575
+HK$9,542/mo
Deposit HK$22.57M · loan HK$33.85M · min. income ≈ HK$362,066/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,118
−HK$11,295/mo
▼ 0.25% · 3.875%
HK$185,720
−HK$5,693/mo
Today · 4.125%
HK$191,413
baseline
▲ 0.50% · 4.625%
HK$203,060
+HK$11,647/mo
Deposit HK$16.93M · loan HK$39.50M · min. income ≈ HK$382,826/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,379
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$205,753
−HK$5,452/mo
Today · 4.125%
HK$211,205
baseline
▲ 0.50% · 4.625%
HK$222,338
+HK$11,133/mo
Deposit HK$16.93M · loan HK$39.50M · min. income ≈ HK$422,410/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,580
−HK$14,522/mo
▼ 0.25% · 3.875%
HK$238,783
−HK$7,319/mo
Today · 4.125%
HK$246,102
baseline
▲ 0.50% · 4.625%
HK$261,077
+HK$14,975/mo
Deposit HK$5.64M · loan HK$50.78M · min. income ≈ HK$492,204/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,630
−HK$13,919/mo
▼ 0.25% · 3.875%
HK$264,540
−HK$7,009/mo
Today · 4.125%
HK$271,549
baseline
▲ 0.50% · 4.625%
HK$285,863
+HK$14,314/mo
Deposit HK$5.64M · loan HK$50.78M · min. income ≈ HK$543,098/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,397,914 · Scale 2, in force from 26 Feb 2026)