LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,867
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,267
−HK$407/mo
Today · 4.125%
HK$13,674
baseline
▲ 0.50% · 4.625%
HK$14,506
+HK$832/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,348/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,314
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,698
−HK$390/mo
Today · 4.125%
HK$15,088
baseline
▲ 0.50% · 4.625%
HK$15,883
+HK$795/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,176/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,440
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,921
−HK$488/mo
Today · 4.125%
HK$16,409
baseline
▲ 0.50% · 4.625%
HK$17,407
+HK$998/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,818/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,177
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,638
−HK$467/mo
Today · 4.125%
HK$18,105
baseline
▲ 0.50% · 4.625%
HK$19,060
+HK$955/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,210/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,014
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,574
−HK$569/mo
Today · 4.125%
HK$19,143
baseline
▲ 0.50% · 4.625%
HK$20,308
+HK$1,165/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,286/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,040
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,577
−HK$546/mo
Today · 4.125%
HK$21,123
baseline
▲ 0.50% · 4.625%
HK$22,236
+HK$1,113/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,246/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,160
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$732/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,110
+HK$1,497/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$701/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,589
+HK$1,431/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,962 · Scale 2, in force from 26 Feb 2026)