LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,680
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$132,682
−HK$4,067/mo
Today · 4.125%
HK$136,749
baseline
▲ 0.50% · 4.625%
HK$145,070
+HK$8,321/mo
Deposit HK$28.22M · loan HK$28.22M · min. income ≈ HK$273,498/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,155
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,994
−HK$3,895/mo
Today · 4.125%
HK$150,889
baseline
▲ 0.50% · 4.625%
HK$158,843
+HK$7,954/mo
Deposit HK$28.22M · loan HK$28.22M · min. income ≈ HK$301,778/mo (50% DSR)
Upfront cash ≈ HK$30.61M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,416
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,219
−HK$4,880/mo
Today · 4.125%
HK$164,099
baseline
▲ 0.50% · 4.625%
HK$174,084
+HK$9,985/mo
Deposit HK$22.57M · loan HK$33.86M · min. income ≈ HK$328,198/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,786
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$176,393
−HK$4,674/mo
Today · 4.125%
HK$181,067
baseline
▲ 0.50% · 4.625%
HK$190,611
+HK$9,544/mo
Deposit HK$22.57M · loan HK$33.86M · min. income ≈ HK$362,134/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,152
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$185,755
−HK$5,694/mo
Today · 4.125%
HK$191,449
baseline
▲ 0.50% · 4.625%
HK$203,098
+HK$11,649/mo
Deposit HK$16.93M · loan HK$39.50M · min. income ≈ HK$382,898/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,417
−HK$10,828/mo
▼ 0.25% · 3.875%
HK$205,792
−HK$5,453/mo
Today · 4.125%
HK$211,245
baseline
▲ 0.50% · 4.625%
HK$222,380
+HK$11,135/mo
Deposit HK$16.93M · loan HK$39.50M · min. income ≈ HK$422,490/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,623
−HK$14,525/mo
▼ 0.25% · 3.875%
HK$238,828
−HK$7,320/mo
Today · 4.125%
HK$246,148
baseline
▲ 0.50% · 4.625%
HK$261,126
+HK$14,978/mo
Deposit HK$5.64M · loan HK$50.79M · min. income ≈ HK$492,296/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,679
−HK$13,921/mo
▼ 0.25% · 3.875%
HK$264,590
−HK$7,010/mo
Today · 4.125%
HK$271,600
baseline
▲ 0.50% · 4.625%
HK$285,917
+HK$14,317/mo
Deposit HK$5.64M · loan HK$50.79M · min. income ≈ HK$543,200/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,398,365 · Scale 2, in force from 26 Feb 2026)