LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,870
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,270
−HK$407/mo
Today · 4.125%
HK$13,677
baseline
▲ 0.50% · 4.625%
HK$14,509
+HK$832/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,354/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,318
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,702
−HK$389/mo
Today · 4.125%
HK$15,091
baseline
▲ 0.50% · 4.625%
HK$15,887
+HK$796/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,182/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,444
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,924
−HK$488/mo
Today · 4.125%
HK$16,412
baseline
▲ 0.50% · 4.625%
HK$17,411
+HK$999/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,824/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,181
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,642
−HK$468/mo
Today · 4.125%
HK$18,110
baseline
▲ 0.50% · 4.625%
HK$19,064
+HK$954/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,220/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,018
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,578
−HK$570/mo
Today · 4.125%
HK$19,148
baseline
▲ 0.50% · 4.625%
HK$20,313
+HK$1,165/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,296/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,045
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,582
−HK$546/mo
Today · 4.125%
HK$21,128
baseline
▲ 0.50% · 4.625%
HK$22,241
+HK$1,113/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,256/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,166
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,887
−HK$732/mo
Today · 4.125%
HK$24,619
baseline
▲ 0.50% · 4.625%
HK$26,117
+HK$1,498/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,238/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,772
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,463
−HK$701/mo
Today · 4.125%
HK$27,164
baseline
▲ 0.50% · 4.625%
HK$28,596
+HK$1,432/mo
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$54,328/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,993 · Scale 2, in force from 26 Feb 2026)