LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,713
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$132,717
−HK$4,067/mo
Today · 4.125%
HK$136,784
baseline
▲ 0.50% · 4.625%
HK$145,107
+HK$8,323/mo
Deposit HK$28.22M · loan HK$28.22M · min. income ≈ HK$273,568/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,192
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,032
−HK$3,896/mo
Today · 4.125%
HK$150,928
baseline
▲ 0.50% · 4.625%
HK$158,884
+HK$7,956/mo
Deposit HK$28.22M · loan HK$28.22M · min. income ≈ HK$301,856/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,456
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$159,260
−HK$4,881/mo
Today · 4.125%
HK$164,141
baseline
▲ 0.50% · 4.625%
HK$174,129
+HK$9,988/mo
Deposit HK$22.58M · loan HK$33.87M · min. income ≈ HK$328,282/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,830
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$176,439
−HK$4,675/mo
Today · 4.125%
HK$181,114
baseline
▲ 0.50% · 4.625%
HK$190,660
+HK$9,546/mo
Deposit HK$22.58M · loan HK$33.87M · min. income ≈ HK$362,228/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,198
−HK$11,300/mo
▼ 0.25% · 3.875%
HK$185,803
−HK$5,695/mo
Today · 4.125%
HK$191,498
baseline
▲ 0.50% · 4.625%
HK$203,150
+HK$11,652/mo
Deposit HK$16.93M · loan HK$39.51M · min. income ≈ HK$382,996/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,469
−HK$10,830/mo
▼ 0.25% · 3.875%
HK$205,845
−HK$5,454/mo
Today · 4.125%
HK$211,299
baseline
▲ 0.50% · 4.625%
HK$222,437
+HK$11,138/mo
Deposit HK$16.93M · loan HK$39.51M · min. income ≈ HK$422,598/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,683
−HK$14,529/mo
▼ 0.25% · 3.875%
HK$238,890
−HK$7,322/mo
Today · 4.125%
HK$246,212
baseline
▲ 0.50% · 4.625%
HK$261,193
+HK$14,981/mo
Deposit HK$5.64M · loan HK$50.80M · min. income ≈ HK$492,424/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,745
−HK$13,926/mo
▼ 0.25% · 3.875%
HK$264,658
−HK$7,013/mo
Today · 4.125%
HK$271,671
baseline
▲ 0.50% · 4.625%
HK$285,991
+HK$14,320/mo
Deposit HK$5.64M · loan HK$50.80M · min. income ≈ HK$543,342/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,398,986 · Scale 2, in force from 26 Feb 2026)