LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,726
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$132,730
−HK$4,068/mo
Today · 4.125%
HK$136,798
baseline
▲ 0.50% · 4.625%
HK$145,122
+HK$8,324/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$273,596/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,206
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$147,047
−HK$3,896/mo
Today · 4.125%
HK$150,943
baseline
▲ 0.50% · 4.625%
HK$158,899
+HK$7,956/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$301,886/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,471
−HK$9,686/mo
▼ 0.25% · 3.875%
HK$159,276
−HK$4,881/mo
Today · 4.125%
HK$164,157
baseline
▲ 0.50% · 4.625%
HK$174,146
+HK$9,989/mo
Deposit HK$22.58M · loan HK$33.87M · min. income ≈ HK$328,314/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,847
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$176,456
−HK$4,676/mo
Today · 4.125%
HK$181,132
baseline
▲ 0.50% · 4.625%
HK$190,679
+HK$9,547/mo
Deposit HK$22.58M · loan HK$33.87M · min. income ≈ HK$362,264/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,216
−HK$11,301/mo
▼ 0.25% · 3.875%
HK$185,822
−HK$5,695/mo
Today · 4.125%
HK$191,517
baseline
▲ 0.50% · 4.625%
HK$203,170
+HK$11,653/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$383,034/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,488
−HK$10,832/mo
▼ 0.25% · 3.875%
HK$205,865
−HK$5,455/mo
Today · 4.125%
HK$211,320
baseline
▲ 0.50% · 4.625%
HK$222,459
+HK$11,139/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$422,640/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,706
−HK$14,530/mo
▼ 0.25% · 3.875%
HK$238,913
−HK$7,323/mo
Today · 4.125%
HK$246,236
baseline
▲ 0.50% · 4.625%
HK$261,219
+HK$14,983/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$492,472/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,771
−HK$13,926/mo
▼ 0.25% · 3.875%
HK$264,684
−HK$7,013/mo
Today · 4.125%
HK$271,697
baseline
▲ 0.50% · 4.625%
HK$286,019
+HK$14,322/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$543,394/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$2,399,221 · Scale 2, in force from 26 Feb 2026)