LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,738
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,742
−HK$4,069/mo
Today · 4.125%
HK$136,811
baseline
▲ 0.50% · 4.625%
HK$145,136
+HK$8,325/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$273,622/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,220
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$147,061
−HK$3,896/mo
Today · 4.125%
HK$150,957
baseline
▲ 0.50% · 4.625%
HK$158,914
+HK$7,957/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$301,914/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,485
−HK$9,688/mo
▼ 0.25% · 3.875%
HK$159,291
−HK$4,882/mo
Today · 4.125%
HK$164,173
baseline
▲ 0.50% · 4.625%
HK$174,163
+HK$9,990/mo
Deposit HK$22.58M · loan HK$33.87M · min. income ≈ HK$328,346/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,864
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$176,473
−HK$4,676/mo
Today · 4.125%
HK$181,149
baseline
▲ 0.50% · 4.625%
HK$190,697
+HK$9,548/mo
Deposit HK$22.58M · loan HK$33.87M · min. income ≈ HK$362,298/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,233
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$185,839
−HK$5,696/mo
Today · 4.125%
HK$191,535
baseline
▲ 0.50% · 4.625%
HK$203,190
+HK$11,655/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$383,070/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,507
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$205,885
−HK$5,455/mo
Today · 4.125%
HK$211,340
baseline
▲ 0.50% · 4.625%
HK$222,480
+HK$11,140/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$422,680/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,728
−HK$14,532/mo
▼ 0.25% · 3.875%
HK$238,936
−HK$7,324/mo
Today · 4.125%
HK$246,260
baseline
▲ 0.50% · 4.625%
HK$261,244
+HK$14,984/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$492,520/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,795
−HK$13,928/mo
▼ 0.25% · 3.875%
HK$264,709
−HK$7,014/mo
Today · 4.125%
HK$271,723
baseline
▲ 0.50% · 4.625%
HK$286,046
+HK$14,323/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$543,446/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,399,450 · Scale 2, in force from 26 Feb 2026)