LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,743
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,747
−HK$4,069/mo
Today · 4.125%
HK$136,816
baseline
▲ 0.50% · 4.625%
HK$145,141
+HK$8,325/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$273,632/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,225
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$147,066
−HK$3,897/mo
Today · 4.125%
HK$150,963
baseline
▲ 0.50% · 4.625%
HK$158,921
+HK$7,958/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$301,926/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,491
−HK$9,688/mo
▼ 0.25% · 3.875%
HK$159,297
−HK$4,882/mo
Today · 4.125%
HK$164,179
baseline
▲ 0.50% · 4.625%
HK$174,169
+HK$9,990/mo
Deposit HK$22.58M · loan HK$33.88M · min. income ≈ HK$328,358/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,870
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$176,480
−HK$4,676/mo
Today · 4.125%
HK$181,156
baseline
▲ 0.50% · 4.625%
HK$190,705
+HK$9,549/mo
Deposit HK$22.58M · loan HK$33.88M · min. income ≈ HK$362,312/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,240
−HK$11,303/mo
▼ 0.25% · 3.875%
HK$185,846
−HK$5,697/mo
Today · 4.125%
HK$191,543
baseline
▲ 0.50% · 4.625%
HK$203,197
+HK$11,654/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$383,086/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,515
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$205,893
−HK$5,455/mo
Today · 4.125%
HK$211,348
baseline
▲ 0.50% · 4.625%
HK$222,489
+HK$11,141/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$422,696/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,737
−HK$14,532/mo
▼ 0.25% · 3.875%
HK$238,945
−HK$7,324/mo
Today · 4.125%
HK$246,269
baseline
▲ 0.50% · 4.625%
HK$261,254
+HK$14,985/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$492,538/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,805
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$264,719
−HK$7,015/mo
Today · 4.125%
HK$271,734
baseline
▲ 0.50% · 4.625%
HK$286,057
+HK$14,323/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$543,468/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,399,541 · Scale 2, in force from 26 Feb 2026)