LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,743
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$132,748
−HK$4,069/mo
Today · 4.125%
HK$136,817
baseline
▲ 0.50% · 4.625%
HK$145,142
+HK$8,325/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$273,634/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,226
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$147,067
−HK$3,897/mo
Today · 4.125%
HK$150,964
baseline
▲ 0.50% · 4.625%
HK$158,921
+HK$7,957/mo
Deposit HK$28.23M · loan HK$28.23M · min. income ≈ HK$301,928/mo (50% DSR)
Upfront cash ≈ HK$30.63M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,492
−HK$9,688/mo
▼ 0.25% · 3.875%
HK$159,298
−HK$4,882/mo
Today · 4.125%
HK$164,180
baseline
▲ 0.50% · 4.625%
HK$174,170
+HK$9,990/mo
Deposit HK$22.58M · loan HK$33.88M · min. income ≈ HK$328,360/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,871
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$176,480
−HK$4,677/mo
Today · 4.125%
HK$181,157
baseline
▲ 0.50% · 4.625%
HK$190,706
+HK$9,549/mo
Deposit HK$22.58M · loan HK$33.88M · min. income ≈ HK$362,314/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,241
−HK$11,303/mo
▼ 0.25% · 3.875%
HK$185,847
−HK$5,697/mo
Today · 4.125%
HK$191,544
baseline
▲ 0.50% · 4.625%
HK$203,198
+HK$11,654/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$383,088/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,516
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$205,894
−HK$5,455/mo
Today · 4.125%
HK$211,349
baseline
▲ 0.50% · 4.625%
HK$222,490
+HK$11,141/mo
Deposit HK$16.94M · loan HK$39.52M · min. income ≈ HK$422,698/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,738
−HK$14,532/mo
▼ 0.25% · 3.875%
HK$238,947
−HK$7,323/mo
Today · 4.125%
HK$246,270
baseline
▲ 0.50% · 4.625%
HK$261,255
+HK$14,985/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$492,540/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,806
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$264,721
−HK$7,014/mo
Today · 4.125%
HK$271,735
baseline
▲ 0.50% · 4.625%
HK$286,058
+HK$14,323/mo
Deposit HK$5.65M · loan HK$50.81M · min. income ≈ HK$543,470/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,399,553 · Scale 2, in force from 26 Feb 2026)