LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,877
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,278
−HK$407/mo
Today · 4.125%
HK$13,685
baseline
▲ 0.50% · 4.625%
HK$14,517
+HK$832/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,370/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,326
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,710
−HK$390/mo
Today · 4.125%
HK$15,100
baseline
▲ 0.50% · 4.625%
HK$15,896
+HK$796/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,200/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,453
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,933
−HK$489/mo
Today · 4.125%
HK$16,422
baseline
▲ 0.50% · 4.625%
HK$17,421
+HK$999/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,844/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,191
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,652
−HK$468/mo
Today · 4.125%
HK$18,120
baseline
▲ 0.50% · 4.625%
HK$19,075
+HK$955/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,240/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,028
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,589
−HK$569/mo
Today · 4.125%
HK$19,158
baseline
▲ 0.50% · 4.625%
HK$20,324
+HK$1,166/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,316/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,056
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,594
−HK$545/mo
Today · 4.125%
HK$21,139
baseline
▲ 0.50% · 4.625%
HK$22,254
+HK$1,115/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,278/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,179
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,900
−HK$732/mo
Today · 4.125%
HK$24,632
baseline
▲ 0.50% · 4.625%
HK$26,131
+HK$1,499/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$49,264/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,786
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,478
−HK$701/mo
Today · 4.125%
HK$27,179
baseline
▲ 0.50% · 4.625%
HK$28,612
+HK$1,433/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$54,358/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,063 · Scale 2, in force from 26 Feb 2026)