LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,773
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$132,778
−HK$4,070/mo
Today · 4.125%
HK$136,848
baseline
▲ 0.50% · 4.625%
HK$145,175
+HK$8,327/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$273,696/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,258
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,100
−HK$3,898/mo
Today · 4.125%
HK$150,998
baseline
▲ 0.50% · 4.625%
HK$158,957
+HK$7,959/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$301,996/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,527
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$159,334
−HK$4,883/mo
Today · 4.125%
HK$164,217
baseline
▲ 0.50% · 4.625%
HK$174,209
+HK$9,992/mo
Deposit HK$22.59M · loan HK$33.88M · min. income ≈ HK$328,434/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,910
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$176,520
−HK$4,678/mo
Today · 4.125%
HK$181,198
baseline
▲ 0.50% · 4.625%
HK$190,749
+HK$9,551/mo
Deposit HK$22.59M · loan HK$33.88M · min. income ≈ HK$362,396/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,282
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$185,889
−HK$5,698/mo
Today · 4.125%
HK$191,587
baseline
▲ 0.50% · 4.625%
HK$203,244
+HK$11,657/mo
Deposit HK$16.94M · loan HK$39.53M · min. income ≈ HK$383,174/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,561
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$205,940
−HK$5,457/mo
Today · 4.125%
HK$211,397
baseline
▲ 0.50% · 4.625%
HK$222,540
+HK$11,143/mo
Deposit HK$16.94M · loan HK$39.53M · min. income ≈ HK$422,794/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,791
−HK$14,535/mo
▼ 0.25% · 3.875%
HK$239,001
−HK$7,325/mo
Today · 4.125%
HK$246,326
baseline
▲ 0.50% · 4.625%
HK$261,314
+HK$14,988/mo
Deposit HK$5.65M · loan HK$50.83M · min. income ≈ HK$492,652/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,865
−HK$13,931/mo
▼ 0.25% · 3.875%
HK$264,780
−HK$7,016/mo
Today · 4.125%
HK$271,796
baseline
▲ 0.50% · 4.625%
HK$286,123
+HK$14,327/mo
Deposit HK$5.65M · loan HK$50.83M · min. income ≈ HK$543,592/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,096 · Scale 2, in force from 26 Feb 2026)