LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,781
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$132,787
−HK$4,069/mo
Today · 4.125%
HK$136,856
baseline
▲ 0.50% · 4.625%
HK$145,184
+HK$8,328/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$273,712/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,267
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$147,110
−HK$3,898/mo
Today · 4.125%
HK$151,008
baseline
▲ 0.50% · 4.625%
HK$158,967
+HK$7,959/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$302,016/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,537
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$159,344
−HK$4,884/mo
Today · 4.125%
HK$164,228
baseline
▲ 0.50% · 4.625%
HK$174,221
+HK$9,993/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$328,456/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,921
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$176,532
−HK$4,677/mo
Today · 4.125%
HK$181,209
baseline
▲ 0.50% · 4.625%
HK$190,761
+HK$9,552/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$362,418/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,293
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$185,901
−HK$5,698/mo
Today · 4.125%
HK$191,599
baseline
▲ 0.50% · 4.625%
HK$203,257
+HK$11,658/mo
Deposit HK$16.94M · loan HK$39.53M · min. income ≈ HK$383,198/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,574
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$205,954
−HK$5,457/mo
Today · 4.125%
HK$211,411
baseline
▲ 0.50% · 4.625%
HK$222,554
+HK$11,143/mo
Deposit HK$16.94M · loan HK$39.53M · min. income ≈ HK$422,822/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,805
−HK$14,537/mo
▼ 0.25% · 3.875%
HK$239,016
−HK$7,326/mo
Today · 4.125%
HK$246,342
baseline
▲ 0.50% · 4.625%
HK$261,331
+HK$14,989/mo
Deposit HK$5.65M · loan HK$50.83M · min. income ≈ HK$492,684/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,881
−HK$13,933/mo
▼ 0.25% · 3.875%
HK$264,797
−HK$7,017/mo
Today · 4.125%
HK$271,814
baseline
▲ 0.50% · 4.625%
HK$286,141
+HK$14,327/mo
Deposit HK$5.65M · loan HK$50.83M · min. income ≈ HK$543,628/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,249 · Scale 2, in force from 26 Feb 2026)