LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,782
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,788
−HK$4,070/mo
Today · 4.125%
HK$136,858
baseline
▲ 0.50% · 4.625%
HK$145,186
+HK$8,328/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$273,716/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,269
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,111
−HK$3,898/mo
Today · 4.125%
HK$151,009
baseline
▲ 0.50% · 4.625%
HK$158,969
+HK$7,960/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$302,018/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,539
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$159,346
−HK$4,884/mo
Today · 4.125%
HK$164,230
baseline
▲ 0.50% · 4.625%
HK$174,223
+HK$9,993/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$328,460/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,923
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$176,534
−HK$4,677/mo
Today · 4.125%
HK$181,211
baseline
▲ 0.50% · 4.625%
HK$190,763
+HK$9,552/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$362,422/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,295
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$185,903
−HK$5,698/mo
Today · 4.125%
HK$191,601
baseline
▲ 0.50% · 4.625%
HK$203,260
+HK$11,659/mo
Deposit HK$16.94M · loan HK$39.53M · min. income ≈ HK$383,202/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,577
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$205,956
−HK$5,457/mo
Today · 4.125%
HK$211,413
baseline
▲ 0.50% · 4.625%
HK$222,557
+HK$11,144/mo
Deposit HK$16.94M · loan HK$39.53M · min. income ≈ HK$422,826/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,808
−HK$14,536/mo
▼ 0.25% · 3.875%
HK$239,019
−HK$7,325/mo
Today · 4.125%
HK$246,344
baseline
▲ 0.50% · 4.625%
HK$261,334
+HK$14,990/mo
Deposit HK$5.65M · loan HK$50.83M · min. income ≈ HK$492,688/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,884
−HK$13,933/mo
▼ 0.25% · 3.875%
HK$264,800
−HK$7,017/mo
Today · 4.125%
HK$271,817
baseline
▲ 0.50% · 4.625%
HK$286,145
+HK$14,328/mo
Deposit HK$5.65M · loan HK$50.83M · min. income ≈ HK$543,634/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,277 · Scale 2, in force from 26 Feb 2026)