LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,803
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,810
−HK$4,070/mo
Today · 4.125%
HK$136,880
baseline
▲ 0.50% · 4.625%
HK$145,209
+HK$8,329/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$273,760/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,292
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$147,135
−HK$3,899/mo
Today · 4.125%
HK$151,034
baseline
▲ 0.50% · 4.625%
HK$158,995
+HK$7,961/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$302,068/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,564
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$159,371
−HK$4,885/mo
Today · 4.125%
HK$164,256
baseline
▲ 0.50% · 4.625%
HK$174,251
+HK$9,995/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$328,512/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,951
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$176,562
−HK$4,678/mo
Today · 4.125%
HK$181,240
baseline
▲ 0.50% · 4.625%
HK$190,794
+HK$9,554/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$362,480/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,324
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$185,933
−HK$5,699/mo
Today · 4.125%
HK$191,632
baseline
▲ 0.50% · 4.625%
HK$203,293
+HK$11,661/mo
Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$383,264/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,609
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$205,989
−HK$5,458/mo
Today · 4.125%
HK$211,447
baseline
▲ 0.50% · 4.625%
HK$222,593
+HK$11,146/mo
Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$422,894/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,846
−HK$14,538/mo
▼ 0.25% · 3.875%
HK$239,057
−HK$7,327/mo
Today · 4.125%
HK$246,384
baseline
▲ 0.50% · 4.625%
HK$261,376
+HK$14,992/mo
Deposit HK$5.65M · loan HK$50.84M · min. income ≈ HK$492,768/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,926
−HK$13,935/mo
▼ 0.25% · 3.875%
HK$264,843
−HK$7,018/mo
Today · 4.125%
HK$271,861
baseline
▲ 0.50% · 4.625%
HK$286,191
+HK$14,330/mo
Deposit HK$5.65M · loan HK$50.84M · min. income ≈ HK$543,722/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,665 · Scale 2, in force from 26 Feb 2026)