LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,804
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,811
−HK$4,070/mo
Today · 4.125%
HK$136,881
baseline
▲ 0.50% · 4.625%
HK$145,210
+HK$8,329/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$273,762/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,293
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$147,136
−HK$3,899/mo
Today · 4.125%
HK$151,035
baseline
▲ 0.50% · 4.625%
HK$158,996
+HK$7,961/mo
Deposit HK$28.24M · loan HK$28.24M · min. income ≈ HK$302,070/mo (50% DSR)
Upfront cash ≈ HK$30.64M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,565
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$159,373
−HK$4,884/mo
Today · 4.125%
HK$164,257
baseline
▲ 0.50% · 4.625%
HK$174,252
+HK$9,995/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$328,514/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,952
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$176,564
−HK$4,678/mo
Today · 4.125%
HK$181,242
baseline
▲ 0.50% · 4.625%
HK$190,795
+HK$9,553/mo
Deposit HK$22.59M · loan HK$33.89M · min. income ≈ HK$362,484/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,326
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$185,935
−HK$5,699/mo
Today · 4.125%
HK$191,634
baseline
▲ 0.50% · 4.625%
HK$203,294
+HK$11,660/mo
Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$383,268/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,611
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$205,991
−HK$5,458/mo
Today · 4.125%
HK$211,449
baseline
▲ 0.50% · 4.625%
HK$222,595
+HK$11,146/mo
Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$422,898/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,847
−HK$14,539/mo
▼ 0.25% · 3.875%
HK$239,059
−HK$7,327/mo
Today · 4.125%
HK$246,386
baseline
▲ 0.50% · 4.625%
HK$261,378
+HK$14,992/mo
Deposit HK$5.65M · loan HK$50.84M · min. income ≈ HK$492,772/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,928
−HK$13,935/mo
▼ 0.25% · 3.875%
HK$264,845
−HK$7,018/mo
Today · 4.125%
HK$271,863
baseline
▲ 0.50% · 4.625%
HK$286,193
+HK$14,330/mo
Deposit HK$5.65M · loan HK$50.84M · min. income ≈ HK$543,726/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,683 · Scale 2, in force from 26 Feb 2026)