LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,814
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,821
−HK$4,071/mo
Today · 4.125%
HK$136,892
baseline
▲ 0.50% · 4.625%
HK$145,221
+HK$8,329/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$273,784/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,304
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,148
−HK$3,899/mo
Today · 4.125%
HK$151,047
baseline
▲ 0.50% · 4.625%
HK$159,008
+HK$7,961/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$302,094/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,577
−HK$9,693/mo
▼ 0.25% · 3.875%
HK$159,385
−HK$4,885/mo
Today · 4.125%
HK$164,270
baseline
▲ 0.50% · 4.625%
HK$174,266
+HK$9,996/mo
Deposit HK$22.60M · loan HK$33.89M · min. income ≈ HK$328,540/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,965
−HK$9,291/mo
▼ 0.25% · 3.875%
HK$176,577
−HK$4,679/mo
Today · 4.125%
HK$181,256
baseline
▲ 0.50% · 4.625%
HK$190,810
+HK$9,554/mo
Deposit HK$22.60M · loan HK$33.89M · min. income ≈ HK$362,512/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,340
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$185,949
−HK$5,699/mo
Today · 4.125%
HK$191,648
baseline
▲ 0.50% · 4.625%
HK$203,310
+HK$11,662/mo
Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$383,296/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,626
−HK$10,839/mo
▼ 0.25% · 3.875%
HK$206,007
−HK$5,458/mo
Today · 4.125%
HK$211,465
baseline
▲ 0.50% · 4.625%
HK$222,612
+HK$11,147/mo
Deposit HK$16.95M · loan HK$39.54M · min. income ≈ HK$422,930/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,865
−HK$14,540/mo
▼ 0.25% · 3.875%
HK$239,077
−HK$7,328/mo
Today · 4.125%
HK$246,405
baseline
▲ 0.50% · 4.625%
HK$261,398
+HK$14,993/mo
Deposit HK$5.65M · loan HK$50.84M · min. income ≈ HK$492,810/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,948
−HK$13,936/mo
▼ 0.25% · 3.875%
HK$264,866
−HK$7,018/mo
Today · 4.125%
HK$271,884
baseline
▲ 0.50% · 4.625%
HK$286,215
+HK$14,331/mo
Deposit HK$5.65M · loan HK$50.84M · min. income ≈ HK$543,768/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,400,868 · Scale 2, in force from 26 Feb 2026)