LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,881
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,282
−HK$407/mo
Today · 4.125%
HK$13,689
baseline
▲ 0.50% · 4.625%
HK$14,522
+HK$833/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,378/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,330
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,715
−HK$390/mo
Today · 4.125%
HK$15,105
baseline
▲ 0.50% · 4.625%
HK$15,901
+HK$796/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,210/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,458
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,939
−HK$488/mo
Today · 4.125%
HK$16,427
baseline
▲ 0.50% · 4.625%
HK$17,427
+HK$1,000/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,854/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,197
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,658
−HK$468/mo
Today · 4.125%
HK$18,126
baseline
▲ 0.50% · 4.625%
HK$19,081
+HK$955/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,252/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,034
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,595
−HK$570/mo
Today · 4.125%
HK$19,165
baseline
▲ 0.50% · 4.625%
HK$20,331
+HK$1,166/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,330/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,063
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,601
−HK$546/mo
Today · 4.125%
HK$21,147
baseline
▲ 0.50% · 4.625%
HK$22,261
+HK$1,114/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,294/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,187
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,908
−HK$733/mo
Today · 4.125%
HK$24,641
baseline
▲ 0.50% · 4.625%
HK$26,140
+HK$1,499/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$49,282/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,795
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$701/mo
Today · 4.125%
HK$27,188
baseline
▲ 0.50% · 4.625%
HK$28,622
+HK$1,434/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$54,376/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,105 · Scale 2, in force from 26 Feb 2026)