LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,883
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,283
−HK$407/mo
Today · 4.125%
HK$13,690
baseline
▲ 0.50% · 4.625%
HK$14,523
+HK$833/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,380/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,332
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,716
−HK$390/mo
Today · 4.125%
HK$15,106
baseline
▲ 0.50% · 4.625%
HK$15,902
+HK$796/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,212/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,459
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,940
−HK$488/mo
Today · 4.125%
HK$16,428
baseline
▲ 0.50% · 4.625%
HK$17,428
+HK$1,000/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,856/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,198
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,659
−HK$468/mo
Today · 4.125%
HK$18,127
baseline
▲ 0.50% · 4.625%
HK$19,083
+HK$956/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,254/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,036
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,597
−HK$570/mo
Today · 4.125%
HK$19,167
baseline
▲ 0.50% · 4.625%
HK$20,333
+HK$1,166/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,334/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,064
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,602
−HK$546/mo
Today · 4.125%
HK$21,148
baseline
▲ 0.50% · 4.625%
HK$22,263
+HK$1,115/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,296/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,189
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,910
−HK$733/mo
Today · 4.125%
HK$24,643
baseline
▲ 0.50% · 4.625%
HK$26,142
+HK$1,499/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$49,286/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,797
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$702/mo
Today · 4.125%
HK$27,191
baseline
▲ 0.50% · 4.625%
HK$28,624
+HK$1,433/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$54,382/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,116 · Scale 2, in force from 26 Feb 2026)