LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,826
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,833
−HK$4,071/mo
Today · 4.125%
HK$136,904
baseline
▲ 0.50% · 4.625%
HK$145,235
+HK$8,331/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$273,808/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,317
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,161
−HK$3,899/mo
Today · 4.125%
HK$151,060
baseline
▲ 0.50% · 4.625%
HK$159,023
+HK$7,963/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$302,120/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,591
−HK$9,694/mo
▼ 0.25% · 3.875%
HK$159,400
−HK$4,885/mo
Today · 4.125%
HK$164,285
baseline
▲ 0.50% · 4.625%
HK$174,282
+HK$9,997/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$328,570/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,981
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$176,593
−HK$4,680/mo
Today · 4.125%
HK$181,273
baseline
▲ 0.50% · 4.625%
HK$190,828
+HK$9,555/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$362,546/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,356
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$185,966
−HK$5,700/mo
Today · 4.125%
HK$191,666
baseline
▲ 0.50% · 4.625%
HK$203,329
+HK$11,663/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$383,332/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,644
−HK$10,841/mo
▼ 0.25% · 3.875%
HK$206,026
−HK$5,459/mo
Today · 4.125%
HK$211,485
baseline
▲ 0.50% · 4.625%
HK$222,632
+HK$11,147/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$422,970/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,887
−HK$14,541/mo
▼ 0.25% · 3.875%
HK$239,099
−HK$7,329/mo
Today · 4.125%
HK$246,428
baseline
▲ 0.50% · 4.625%
HK$261,422
+HK$14,994/mo
Deposit HK$5.65M · loan HK$50.85M · min. income ≈ HK$492,856/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,971
−HK$13,938/mo
▼ 0.25% · 3.875%
HK$264,890
−HK$7,019/mo
Today · 4.125%
HK$271,909
baseline
▲ 0.50% · 4.625%
HK$286,241
+HK$14,332/mo
Deposit HK$5.65M · loan HK$50.85M · min. income ≈ HK$543,818/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,089 · Scale 2, in force from 26 Feb 2026)