LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,827
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,834
−HK$4,071/mo
Today · 4.125%
HK$136,905
baseline
▲ 0.50% · 4.625%
HK$145,235
+HK$8,330/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$273,810/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,318
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,162
−HK$3,899/mo
Today · 4.125%
HK$151,061
baseline
▲ 0.50% · 4.625%
HK$159,024
+HK$7,963/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$302,122/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,592
−HK$9,694/mo
▼ 0.25% · 3.875%
HK$159,401
−HK$4,885/mo
Today · 4.125%
HK$164,286
baseline
▲ 0.50% · 4.625%
HK$174,283
+HK$9,997/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$328,572/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,982
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$176,594
−HK$4,680/mo
Today · 4.125%
HK$181,274
baseline
▲ 0.50% · 4.625%
HK$190,829
+HK$9,555/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$362,548/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,357
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$185,967
−HK$5,700/mo
Today · 4.125%
HK$191,667
baseline
▲ 0.50% · 4.625%
HK$203,330
+HK$11,663/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$383,334/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,646
−HK$10,840/mo
▼ 0.25% · 3.875%
HK$206,027
−HK$5,459/mo
Today · 4.125%
HK$211,486
baseline
▲ 0.50% · 4.625%
HK$222,633
+HK$11,147/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$422,972/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,888
−HK$14,541/mo
▼ 0.25% · 3.875%
HK$239,101
−HK$7,328/mo
Today · 4.125%
HK$246,429
baseline
▲ 0.50% · 4.625%
HK$261,424
+HK$14,995/mo
Deposit HK$5.65M · loan HK$50.85M · min. income ≈ HK$492,858/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,973
−HK$13,937/mo
▼ 0.25% · 3.875%
HK$264,891
−HK$7,019/mo
Today · 4.125%
HK$271,910
baseline
▲ 0.50% · 4.625%
HK$286,243
+HK$14,333/mo
Deposit HK$5.65M · loan HK$50.85M · min. income ≈ HK$543,820/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,102 · Scale 2, in force from 26 Feb 2026)