LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,827
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$132,835
−HK$4,071/mo
Today · 4.125%
HK$136,906
baseline
▲ 0.50% · 4.625%
HK$145,236
+HK$8,330/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$273,812/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,319
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,163
−HK$3,899/mo
Today · 4.125%
HK$151,062
baseline
▲ 0.50% · 4.625%
HK$159,025
+HK$7,963/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$302,124/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,593
−HK$9,694/mo
▼ 0.25% · 3.875%
HK$159,401
−HK$4,886/mo
Today · 4.125%
HK$164,287
baseline
▲ 0.50% · 4.625%
HK$174,284
+HK$9,997/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$328,574/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,983
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$176,595
−HK$4,680/mo
Today · 4.125%
HK$181,275
baseline
▲ 0.50% · 4.625%
HK$190,830
+HK$9,555/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$362,550/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,358
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$185,968
−HK$5,700/mo
Today · 4.125%
HK$191,668
baseline
▲ 0.50% · 4.625%
HK$203,331
+HK$11,663/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$383,336/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,647
−HK$10,840/mo
▼ 0.25% · 3.875%
HK$206,028
−HK$5,459/mo
Today · 4.125%
HK$211,487
baseline
▲ 0.50% · 4.625%
HK$222,635
+HK$11,148/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$422,974/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,889
−HK$14,542/mo
▼ 0.25% · 3.875%
HK$239,102
−HK$7,329/mo
Today · 4.125%
HK$246,431
baseline
▲ 0.50% · 4.625%
HK$261,425
+HK$14,994/mo
Deposit HK$5.65M · loan HK$50.85M · min. income ≈ HK$492,862/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,974
−HK$13,938/mo
▼ 0.25% · 3.875%
HK$264,893
−HK$7,019/mo
Today · 4.125%
HK$271,912
baseline
▲ 0.50% · 4.625%
HK$286,245
+HK$14,333/mo
Deposit HK$5.65M · loan HK$50.85M · min. income ≈ HK$543,824/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,116 · Scale 2, in force from 26 Feb 2026)