LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,849
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$132,857
−HK$4,072/mo
Today · 4.125%
HK$136,929
baseline
▲ 0.50% · 4.625%
HK$145,261
+HK$8,332/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$273,858/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,343
−HK$7,745/mo
▼ 0.25% · 3.875%
HK$147,188
−HK$3,900/mo
Today · 4.125%
HK$151,088
baseline
▲ 0.50% · 4.625%
HK$159,052
+HK$7,964/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$302,176/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,619
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$159,429
−HK$4,886/mo
Today · 4.125%
HK$164,315
baseline
▲ 0.50% · 4.625%
HK$174,313
+HK$9,998/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$328,630/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,012
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$176,625
−HK$4,680/mo
Today · 4.125%
HK$181,305
baseline
▲ 0.50% · 4.625%
HK$190,862
+HK$9,557/mo
Deposit HK$22.60M · loan HK$33.90M · min. income ≈ HK$362,610/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,389
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$186,000
−HK$5,701/mo
Today · 4.125%
HK$191,701
baseline
▲ 0.50% · 4.625%
HK$203,365
+HK$11,664/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$383,402/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,681
−HK$10,842/mo
▼ 0.25% · 3.875%
HK$206,063
−HK$5,460/mo
Today · 4.125%
HK$211,523
baseline
▲ 0.50% · 4.625%
HK$222,673
+HK$11,150/mo
Deposit HK$16.95M · loan HK$39.55M · min. income ≈ HK$423,046/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,928
−HK$14,544/mo
▼ 0.25% · 3.875%
HK$239,143
−HK$7,329/mo
Today · 4.125%
HK$246,472
baseline
▲ 0.50% · 4.625%
HK$261,470
+HK$14,998/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$492,944/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,018
−HK$13,940/mo
▼ 0.25% · 3.875%
HK$264,938
−HK$7,020/mo
Today · 4.125%
HK$271,958
baseline
▲ 0.50% · 4.625%
HK$286,293
+HK$14,335/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$543,916/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,524 · Scale 2, in force from 26 Feb 2026)