LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,855
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$132,863
−HK$4,072/mo
Today · 4.125%
HK$136,935
baseline
▲ 0.50% · 4.625%
HK$145,267
+HK$8,332/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$273,870/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,350
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$147,194
−HK$3,900/mo
Today · 4.125%
HK$151,094
baseline
▲ 0.50% · 4.625%
HK$159,059
+HK$7,965/mo
Deposit HK$28.25M · loan HK$28.25M · min. income ≈ HK$302,188/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,626
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$159,435
−HK$4,887/mo
Today · 4.125%
HK$164,322
baseline
▲ 0.50% · 4.625%
HK$174,321
+HK$9,999/mo
Deposit HK$22.60M · loan HK$33.91M · min. income ≈ HK$328,644/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,019
−HK$9,294/mo
▼ 0.25% · 3.875%
HK$176,633
−HK$4,680/mo
Today · 4.125%
HK$181,313
baseline
▲ 0.50% · 4.625%
HK$190,870
+HK$9,557/mo
Deposit HK$22.60M · loan HK$33.91M · min. income ≈ HK$362,626/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,397
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$186,008
−HK$5,701/mo
Today · 4.125%
HK$191,709
baseline
▲ 0.50% · 4.625%
HK$203,374
+HK$11,665/mo
Deposit HK$16.95M · loan HK$39.56M · min. income ≈ HK$383,418/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,689
−HK$10,843/mo
▼ 0.25% · 3.875%
HK$206,072
−HK$5,460/mo
Today · 4.125%
HK$211,532
baseline
▲ 0.50% · 4.625%
HK$222,682
+HK$11,150/mo
Deposit HK$16.95M · loan HK$39.56M · min. income ≈ HK$423,064/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,938
−HK$14,545/mo
▼ 0.25% · 3.875%
HK$239,153
−HK$7,330/mo
Today · 4.125%
HK$246,483
baseline
▲ 0.50% · 4.625%
HK$261,481
+HK$14,998/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$492,966/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,029
−HK$13,941/mo
▼ 0.25% · 3.875%
HK$264,949
−HK$7,021/mo
Today · 4.125%
HK$271,970
baseline
▲ 0.50% · 4.625%
HK$286,306
+HK$14,336/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$543,940/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,627 · Scale 2, in force from 26 Feb 2026)