LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,867
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$132,876
−HK$4,072/mo
Today · 4.125%
HK$136,948
baseline
▲ 0.50% · 4.625%
HK$145,281
+HK$8,333/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$273,896/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,363
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,208
−HK$3,901/mo
Today · 4.125%
HK$151,109
baseline
▲ 0.50% · 4.625%
HK$159,074
+HK$7,965/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$302,218/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,641
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$159,451
−HK$4,887/mo
Today · 4.125%
HK$164,338
baseline
▲ 0.50% · 4.625%
HK$174,338
+HK$10,000/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$328,676/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,036
−HK$9,295/mo
▼ 0.25% · 3.875%
HK$176,650
−HK$4,681/mo
Today · 4.125%
HK$181,331
baseline
▲ 0.50% · 4.625%
HK$190,889
+HK$9,558/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$362,662/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,414
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$186,026
−HK$5,702/mo
Today · 4.125%
HK$191,728
baseline
▲ 0.50% · 4.625%
HK$203,394
+HK$11,666/mo
Deposit HK$16.95M · loan HK$39.56M · min. income ≈ HK$383,456/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,709
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$206,092
−HK$5,461/mo
Today · 4.125%
HK$211,553
baseline
▲ 0.50% · 4.625%
HK$222,704
+HK$11,151/mo
Deposit HK$16.95M · loan HK$39.56M · min. income ≈ HK$423,106/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,961
−HK$14,546/mo
▼ 0.25% · 3.875%
HK$239,176
−HK$7,331/mo
Today · 4.125%
HK$246,507
baseline
▲ 0.50% · 4.625%
HK$261,506
+HK$14,999/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$493,014/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,054
−HK$13,942/mo
▼ 0.25% · 3.875%
HK$264,975
−HK$7,021/mo
Today · 4.125%
HK$271,996
baseline
▲ 0.50% · 4.625%
HK$286,333
+HK$14,337/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$543,992/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,860 · Scale 2, in force from 26 Feb 2026)