LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,871
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$132,879
−HK$4,073/mo
Today · 4.125%
HK$136,952
baseline
▲ 0.50% · 4.625%
HK$145,285
+HK$8,333/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$273,904/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,367
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,212
−HK$3,901/mo
Today · 4.125%
HK$151,113
baseline
▲ 0.50% · 4.625%
HK$159,078
+HK$7,965/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$302,226/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,645
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$159,455
−HK$4,887/mo
Today · 4.125%
HK$164,342
baseline
▲ 0.50% · 4.625%
HK$174,342
+HK$10,000/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$328,684/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,041
−HK$9,295/mo
▼ 0.25% · 3.875%
HK$176,655
−HK$4,681/mo
Today · 4.125%
HK$181,336
baseline
▲ 0.50% · 4.625%
HK$190,894
+HK$9,558/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$362,672/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,419
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$186,031
−HK$5,702/mo
Today · 4.125%
HK$191,733
baseline
▲ 0.50% · 4.625%
HK$203,399
+HK$11,666/mo
Deposit HK$16.95M · loan HK$39.56M · min. income ≈ HK$383,466/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,714
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$206,097
−HK$5,461/mo
Today · 4.125%
HK$211,558
baseline
▲ 0.50% · 4.625%
HK$222,710
+HK$11,152/mo
Deposit HK$16.95M · loan HK$39.56M · min. income ≈ HK$423,116/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,967
−HK$14,547/mo
▼ 0.25% · 3.875%
HK$239,183
−HK$7,331/mo
Today · 4.125%
HK$246,514
baseline
▲ 0.50% · 4.625%
HK$261,513
+HK$14,999/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$493,028/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,061
−HK$13,942/mo
▼ 0.25% · 3.875%
HK$264,982
−HK$7,021/mo
Today · 4.125%
HK$272,003
baseline
▲ 0.50% · 4.625%
HK$286,341
+HK$14,338/mo
Deposit HK$5.65M · loan HK$50.86M · min. income ≈ HK$544,006/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,401,924 · Scale 2, in force from 26 Feb 2026)