LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,885
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$132,894
−HK$4,073/mo
Today · 4.125%
HK$136,967
baseline
▲ 0.50% · 4.625%
HK$145,301
+HK$8,334/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$273,934/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,383
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$147,229
−HK$3,901/mo
Today · 4.125%
HK$151,130
baseline
▲ 0.50% · 4.625%
HK$159,096
+HK$7,966/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$302,260/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,662
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$159,473
−HK$4,888/mo
Today · 4.125%
HK$164,361
baseline
▲ 0.50% · 4.625%
HK$174,362
+HK$10,001/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$328,722/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,060
−HK$9,296/mo
▼ 0.25% · 3.875%
HK$176,674
−HK$4,682/mo
Today · 4.125%
HK$181,356
baseline
▲ 0.50% · 4.625%
HK$190,915
+HK$9,559/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$362,712/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,439
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$186,052
−HK$5,702/mo
Today · 4.125%
HK$191,754
baseline
▲ 0.50% · 4.625%
HK$203,422
+HK$11,668/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$383,508/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,737
−HK$10,845/mo
▼ 0.25% · 3.875%
HK$206,120
−HK$5,462/mo
Today · 4.125%
HK$211,582
baseline
▲ 0.50% · 4.625%
HK$222,735
+HK$11,153/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$423,164/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,993
−HK$14,548/mo
▼ 0.25% · 3.875%
HK$239,209
−HK$7,332/mo
Today · 4.125%
HK$246,541
baseline
▲ 0.50% · 4.625%
HK$261,542
+HK$15,001/mo
Deposit HK$5.65M · loan HK$50.87M · min. income ≈ HK$493,082/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,090
−HK$13,944/mo
▼ 0.25% · 3.875%
HK$265,012
−HK$7,022/mo
Today · 4.125%
HK$272,034
baseline
▲ 0.50% · 4.625%
HK$286,373
+HK$14,339/mo
Deposit HK$5.65M · loan HK$50.87M · min. income ≈ HK$544,068/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,402,192 · Scale 2, in force from 26 Feb 2026)