LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,891
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,901
−HK$4,073/mo
Today · 4.125%
HK$136,974
baseline
▲ 0.50% · 4.625%
HK$145,308
+HK$8,334/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$273,948/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,390
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$147,236
−HK$3,901/mo
Today · 4.125%
HK$151,137
baseline
▲ 0.50% · 4.625%
HK$159,104
+HK$7,967/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$302,274/mo (50% DSR)
Upfront cash ≈ HK$30.66M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,670
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$159,481
−HK$4,888/mo
Today · 4.125%
HK$164,369
baseline
▲ 0.50% · 4.625%
HK$174,370
+HK$10,001/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$328,738/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,068
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$176,683
−HK$4,682/mo
Today · 4.125%
HK$181,365
baseline
▲ 0.50% · 4.625%
HK$190,925
+HK$9,560/mo
Deposit HK$22.61M · loan HK$33.91M · min. income ≈ HK$362,730/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,448
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$186,061
−HK$5,702/mo
Today · 4.125%
HK$191,763
baseline
▲ 0.50% · 4.625%
HK$203,432
+HK$11,669/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$383,526/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,746
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$206,130
−HK$5,462/mo
Today · 4.125%
HK$211,592
baseline
▲ 0.50% · 4.625%
HK$222,745
+HK$11,153/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$423,184/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,004
−HK$14,549/mo
▼ 0.25% · 3.875%
HK$239,221
−HK$7,332/mo
Today · 4.125%
HK$246,553
baseline
▲ 0.50% · 4.625%
HK$261,555
+HK$15,002/mo
Deposit HK$5.65M · loan HK$50.87M · min. income ≈ HK$493,106/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,102
−HK$13,945/mo
▼ 0.25% · 3.875%
HK$265,025
−HK$7,022/mo
Today · 4.125%
HK$272,047
baseline
▲ 0.50% · 4.625%
HK$286,387
+HK$14,340/mo
Deposit HK$5.65M · loan HK$50.87M · min. income ≈ HK$544,094/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$2,402,309 · Scale 2, in force from 26 Feb 2026)