LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,898
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,907
−HK$4,074/mo
Today · 4.125%
HK$136,981
baseline
▲ 0.50% · 4.625%
HK$145,316
+HK$8,335/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$273,962/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,398
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$147,243
−HK$3,902/mo
Today · 4.125%
HK$151,145
baseline
▲ 0.50% · 4.625%
HK$159,112
+HK$7,967/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$302,290/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,677
−HK$9,700/mo
▼ 0.25% · 3.875%
HK$159,489
−HK$4,888/mo
Today · 4.125%
HK$164,377
baseline
▲ 0.50% · 4.625%
HK$174,379
+HK$10,002/mo
Deposit HK$22.61M · loan HK$33.92M · min. income ≈ HK$328,754/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,077
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$176,692
−HK$4,682/mo
Today · 4.125%
HK$181,374
baseline
▲ 0.50% · 4.625%
HK$190,934
+HK$9,560/mo
Deposit HK$22.61M · loan HK$33.92M · min. income ≈ HK$362,748/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,457
−HK$11,316/mo
▼ 0.25% · 3.875%
HK$186,070
−HK$5,703/mo
Today · 4.125%
HK$191,773
baseline
▲ 0.50% · 4.625%
HK$203,442
+HK$11,669/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$383,546/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,757
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$206,141
−HK$5,462/mo
Today · 4.125%
HK$211,603
baseline
▲ 0.50% · 4.625%
HK$222,757
+HK$11,154/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$423,206/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,016
−HK$14,549/mo
▼ 0.25% · 3.875%
HK$239,233
−HK$7,332/mo
Today · 4.125%
HK$246,565
baseline
▲ 0.50% · 4.625%
HK$261,568
+HK$15,003/mo
Deposit HK$5.65M · loan HK$50.87M · min. income ≈ HK$493,130/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,116
−HK$13,945/mo
▼ 0.25% · 3.875%
HK$265,038
−HK$7,023/mo
Today · 4.125%
HK$272,061
baseline
▲ 0.50% · 4.625%
HK$286,401
+HK$14,340/mo
Deposit HK$5.65M · loan HK$50.87M · min. income ≈ HK$544,122/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,402,430 · Scale 2, in force from 26 Feb 2026)